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Bankera is building a digital bank to last for the blockchain era.
As a traditional bank, Bankera's services fit into three groups:
Payments including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates and payment processing. All services will support both traditional fiat currencies as well as cryptocurrencies such as Bitcoin, Ethereum, DASH, NEM, ERC20 compliant tokens and others. In the long term, Bankera will implement innovative solutions such as gross-domestic-product (GDP) linked currencies and the use of exchange traded funds as a substitute for money.
Loans and deposits will be a key competitive edge as well as core service of Bankera. Current deposits will receive interest just as savings do. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers' cash flow, as most loans will be given to business clients who use the payment processing solution.
Investments will consist of low-cost investment products such as exchange traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens) as well as roboadvisory solutions for wealth management. Eventually, Bankera will offer investment banking services including financing corporate strategies of our business clients.
After the ICO, a banking license will be obtained. This will allow us to offer loans and checking account / savings / CDs / Money Markets, etc deposit services for your conveneince.
We expect The FED the US GOVT to regulate all new blochain fintech type lenders in the near future to protect the public and approve mobile banking P2P integrated network protocols and standards into traditional FDIC bankign ACH system in the far future is our prediciton...FundingByRicky.com
Crypto experts are projecting the market cap to exceed 10 trillion dollars in the next 8 years. This is tremendous growth but I am thinking it could be even MORE!
Just in the past few weeks it’s gone for 152 Billion to over 500 Billion as of today. That is half a trillion. Craziness. Lets take a closer look at Crypterium and see where they fit in shall we?
Crypterium – ICO Review
This sounds like a scam — how do I know this is legit?
We are not a scam. We have a solid fintech-experienced team with a public success-story. With the help of strong advisors and your support we have everything to build a game-changing product.
Crypterium is trying to provide convenient banking experiences using blockchain technology. Not quite sure if it will have the privacy features of a TokenPay but lets take a look.
Coupled with some sort of contactless mobile payment solutions.
To summarize they believe it’s all you’ll need for mobile banking.
Crypterium also claims all can be done through your smart phone.
Unlike other cryptocurrencies you will receive a virtual card without having to wait for a physical card being issued.
From there you can do payments, transfers, currency exchanges and loans.
The Crypterium card has no limits on crypto or fiat. Also has no need for cryptocurrency exchanges at all.
They already have instant payments in fiat currency or crypto currencies internationally.
Crypterium are trying to make it as compatible as possible to have their system focused on contactless payments.
To sum it up this seems cool but is it fact?Crypterium Compatibility
They want to be compatible with Apple pay, Samsung pay, Android pay qr codes and other main POS system.
For merchants using the Crypterium system the benefits are noticable.
Even if customers pay in crypto you’ll receive your payment in fiat.
Furthermore built in ecommerce platforms, websites and brick and mortar businesses.
Being so new it’s possible it may come with a lot of bugs. You’ll have to wait and see on that.
In the light of commission on payment acceptance is half a percent.
To sum it up the platform integrates already with POS terminals. Also including loyalty programs to build long term relationships with customers.
Crypterium Review New ICO
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